Known device
Normal ASN and behaviour
Allow
Financial services
Stop Account and Payment Abuse
Peakhour scores login, API, checkout, transfer, and verification traffic at the edge so financial teams can challenge risky sessions, block automation, and keep trusted customers moving.
Example request risk
Challenge before the sensitive action
Account, network, device, behaviour, and transaction context become one reviewable decision.
High-value transfer
New device and residential proxy
Challenge
Verification abuse
High velocity across fresh identities
Block
01Pressure / financial abuse
Where Financial Abuse Shows Up
Attackers reuse normal login, payment, transfer, and verification paths, turning apparently valid requests into direct financial and operational cost.
Identity
Credential Stuffing and Takeover
Detect breached credentials, proxy rotation, impossible client changes, and repeated login attempts before attackers reach balances or personal data.
Transaction
Payment and Transfer Fraud
Score high-value actions with account age, device history, proxy reputation, velocity, card attempts, and session behaviour.
Trust
Verified Browser Signals
Add a reviewable browser signal before sensitive login, payment, transfer, and verification actions.
Verification
SMS and Sign-up Abuse
Rate-limit costly verification flows and stop SMS pumping before it burns budget or pollutes customer records.
02Decision / before the action
One Edge Decision Before the Sensitive Action
Clean customers continue to account, payment, and open-banking flows. Risky sessions are stepped up, rate-limited, blocked, or logged with the evidence needed for review.
Connect the context
IP intelligence, proxy detection, credential exposure, verified browser, device, behaviour, and route state
Evaluate
Choose the control
Match action risk and customer value before login, verification, payment, transfer, or open-banking flows complete
Act
Retain the evidence
Keep the signals, route, score, policy, and outcome available to fraud, security, and compliance teams
Review
03Proof / regulated paths
Regulated Paths Need Clear Evidence
Financial institutions need more than a block count. They need to show how sensitive paths are protected, which signals drove each action, and whether controls preserve availability for legitimate customers.
Traceability
Policy decisions
Record the signals, score, route, and action behind each challenged or blocked request.
Coverage
Protected API surfaces
Apply WAAP, bot, and rate controls to REST, GraphQL, authentication, and open-banking endpoints.
Telemetry
Audit-ready evidence
Stream enriched logs to security, fraud, and compliance workflows.
Operations
Australian support
Work with an Australian-owned provider for local support and data-sovereignty expectations.
Operational Evidence for Fraud Review
Fraud and security teams need to see whether policy is working under live pressure. Request evidence backs each edge decision with timing, prediction scores, and action history.
Signal Risk scoring
Proxy, credential, device, and behaviour context
Action Policy outcome
Allowed, challenged, throttled, or blocked
Review Investigation trail
Evidence for fraud, security, and compliance teams
Edge
Decision before the protected action
Trace
Signals retained for review
Risk decisions stay connected to the facts that made them, so teams can investigate abuse without rebuilding context from raw logs.
04Outcome / operating teams
Outcomes for Financial Services Teams
The result is a control path that ties abuse prevention, customer experience, and compliance evidence together around high-value financial actions.
Fraud
Prioritised review
Focus on risky sessions with evidence attached, not long queues of disconnected alerts.
Security
Coordinated controls
Protect login, API, payment, and verification endpoints with WAAP, bot, and rate controls.
Digital
Trusted fast paths
Preserve fast journeys for known customers while challenging suspicious actions at the right moment.
Compliance
Explainable records
Export decisions that show how controls are applied to regulated data and transaction paths.
Protect High-Value Financial Actions
Map your login, payment, transfer, and verification flows to edge controls that can act before fraud reaches the business.
Learn More About Financial Services Security
APRA Cybersecurity Guidelines: Application Security Requirements for Australian Financial Services
Comprehensive guide to APRA cybersecurity requirements for Australian financial institutions.
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SMS Pumping Fraud: How Attackers Turn Verification Flows into Cost
How automated sign-up and verification abuse creates direct telecom cost and what application teams can do to detect it earlier.
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The Iconic is the latest Account Takeover victim in the news
Popular Australian fashion website TheIconic recently suffered reputational damage from fraudsters placing orders after an account takeover. Learn how this happens and what you can do to stop it.
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